郑州银行002936核心经营数据 |
3084 ℃ |
|
当前股价：2.13，市值：194
亿，动态市盈率PE：14.41，
合理估值PE：15，未来三年预期收益率：-53.72%。 其中，历史营业增长率：20.04%，净利增长率：37.52%； 未来三年预估净利增长率：-23.81% （24E:-45.94%, 25E:-18.18%, 26E:0.00%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 90.92 | 82.66 | 82.66 | 75.14 | 59.22 | 59.22 | 53.22 | 53.22 | 51.42 | 39.42 |
| 净资产(亿) | 543.15 | 526.25 | 594.12 | 459.72 | 398.92 | 378.63 | 334.39 | 218.61 | 178.24 | 114.06 |
| 总负债(亿) | 5763.95 | 5388.88 | 5155.68 | 5018.42 | 4605.87 | 4282.79 | 4023.9 | 3442.87 | 2477.99 | 1928.84 |
| 客户存款(亿) | 3665.22 | 3417.98 | 3215.74 | 3165.13 | 2921.26 | 2677.58 | 2554.07 | 2163.9 | 1691.95 | 1325.61 |
| 客户存款占比(%) | 63.59 | 63.43 | 62.37 | 63.07 | 63.42 | 62.52 | 63.47 | 62.85 | 68.28 | 68.73 |
| 同业存入(亿) | 475.55 | 590.9 | 653.03 | 406.78 | 330.19 | 410.52 | 512.83 | 449.14 | 272.73 | 331.9 |
| 同业存入占比(%) | 8.25 | 10.97 | 12.67 | 8.11 | 7.17 | 9.59 | 12.74 | 13.05 | 11.01 | 17.21 |
| 借款总额(亿) | 1914.08 | 1638.46 | 1528.71 | 1609.02 | 1457.04 | 1304.93 | 1112.36 | 970.94 | 524.62 | 252.9 |
| 借款总额占比(%) | 33.21 | 30.4 | 29.65 | 32.06 | 31.63 | 30.47 | 27.64 | 28.2 | 21.17 | 13.11 |
| 经营负债(亿) | 29.06 | 25.5 | 23.39 | 32.11 | 28.28 | 19.55 | 63.89 | 45.7 | 42.93 | 25.47 |
| 经营负债占比(%) | 0.5 | 0.47 | 0.45 | 0.64 | 0.61 | 0.46 | 1.59 | 1.33 | 1.73 | 1.32 |
| 总资产(亿) | 6307.09 | 5915.14 | 5749.8 | 5478.13 | 5004.78 | 4661.42 | 4358.29 | 3661.48 | 2656.23 | 2042.89 |
| 货币资金(亿) | 74.72 | 43.33 | 71.01 | 54.41 | 47.15 | 59.26 | 200.21 | 131.73 | 131.99 | 18.35 |
| 货币资金占比(%) | 1.18 | 0.73 | 1.24 | 0.99 | 0.94 | 1.27 | 4.59 | 3.6 | 4.97 | 0.9 |
| 客户贷款(亿) | 3606.08 | 3309.21 | 2904.67 | 2390.06 | 1965.94 | 1595.73 | 1284.56 | 1110.92 | 942.94 | 779.86 |
| 客户贷款占比(%) | 57.18 | 55.94 | 50.52 | 43.63 | 39.28 | 34.23 | 29.47 | 30.34 | 35.5 | 38.17 |
| 买入返售(亿) | 106.89 | 123.87 | 142.29 | 85.86 | 29.99 | 34.52 | 44.07 | 51.2 | 97.16 | 65.76 |
| 买入返售占比(%) | 1.69 | 2.09 | 2.47 | 1.57 | 0.6 | 0.74 | 1.01 | 1.4 | 3.66 | 3.22 |
| 应收投资(亿) | - | - | - | - | - | - | 1164.71 | 1182.25 | 651.06 | 455.02 |
| 应收投资占比(%) | - | - | - | - | - | - | 26.72 | 32.29 | 24.51 | 22.27 |
| 其他投资(亿) | 413.28 | 447.16 | 416.91 | 472.27 | 555.34 | 605.86 | 1064.84 | 651.74 | 483.05 | 371.43 |
| 其他投资占比(%) | 6.55 | 7.56 | 7.25 | 8.62 | 11.1 | 13 | 24.43 | 17.8 | 18.19 | 18.18 |
| 经营资产(亿) | 126.54 | 88.72 | 83.88 | 73.51 | 57.04 | 41.57 | 35.3 | 48.76 | 18.7 | 10.31 |
| 经营资产占比(%) | 2.01 | 1.5 | 1.46 | 1.34 | 1.14 | 0.89 | 0.81 | 1.33 | 0.7 | 0.5 |
| 营业收入(亿) | 136.67 | 151.01 | 148.01 | 146.07 | 134.87 | 111.57 | 101.94 | 98.97 | 78.76 | 55.33 |
| 营业收入增长率(%) | -9.5 | 2.03 | 1.33 | 8.3 | 20.88 | 9.44 | 3 | 25.66 | 42.34 | 30.05 |
| 净利息收入(亿) | 117.4 | 122.54 | 119.49 | 112.39 | 89.84 | 66.43 | 81.06 | 83 | 69.07 | 52.84 |
| 净利息收入占比(%) | 85.9 | 81.14 | 80.73 | 76.95 | 66.61 | 59.54 | 79.52 | 83.86 | 87.69 | 95.5 |
| 手续费及佣金净收入(亿) | 5.79 | 7.91 | 12.42 | 17.3 | 16.1 | 18.74 | 18.65 | 12.14 | 7.13 | 3.48 |
| 手续费及佣金净收入占比(%) | 4.24 | 5.24 | 8.39 | 11.84 | 11.94 | 16.8 | 18.3 | 12.27 | 9.06 | 6.29 |
| 业务及管理费用(亿) | 36.96 | 34.72 | 34 | 32.71 | 35.69 | 31.19 | 26.37 | 22.1 | 17.98 | 14.95 |
| 成本收入比(%) | 27.04 | 22.99 | 22.98 | 22.4 | 26.46 | 27.96 | 25.87 | 22.33 | 22.83 | 27.02 |
| 资产减值损失(亿) | - | - | - | - | - | - | 19.57 | 23.46 | 12.98 | 4.97 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 19.2 | 23.71 | 16.47 | 8.98 |
| 净利润(亿) | 18.59 | 26 | 33.98 | 33.21 | 33.73 | 31.01 | 43.34 | 40.45 | 33.56 | 24.63 |
| 净利润增长率(%) | -28.48 | -23.48 | 2.32 | -1.55 | 8.76 | -28.43 | 7.14 | 20.53 | 36.24 | 29.51 |
| 资产收益率ROA(%) | 0.3 | 0.45 | 0.61 | 0.63 | 0.7 | 0.69 | 1.08 | 1.28 | 1.43 | 1.39 |
| 净资产收益率ROE(%) | 3.48 | 4.64 | 6.45 | 7.74 | 8.68 | 8.7 | 15.67 | 20.39 | 22.96 | 23.52 |