厦门银行601187核心经营数据 |
1464 ℃ |
|
当前股价：5.57，市值：147
亿，动态市盈率PE：5.8，
合理估值PE：15，未来三年预期收益率：245.82%。 其中，历史营业增长率：16.98%，净利增长率：21.67%； 未来三年预估净利增长率：9.05% （24E:5.11%, 25E:10.46%, 26E:11.70%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 26.39 | 26.39 | 26.39 | 26.39 | 23.75 | 23.75 | 23.75 | 18.75 | 18.75 | 15.87 |
| 净资产(亿) | 305.14 | 247.44 | 232.65 | 196.74 | 155.72 | 139.56 | 122.99 | 92.55 | 82.28 | 62.52 |
| 总负债(亿) | 3601.5 | 3464.64 | 3062.29 | 2654.77 | 2312.95 | 2184.58 | 2005.08 | 1797.17 | 1520.92 | 1128.57 |
| 客户存款(亿) | 2109.02 | 2070.15 | 1855.24 | 1554.51 | 1367.66 | 1208.64 | 1117.1 | 1025.17 | 870.79 | 709.01 |
| 客户存款占比(%) | 58.56 | 59.75 | 60.58 | 58.56 | 59.13 | 55.33 | 55.71 | 57.04 | 57.25 | 62.82 |
| 同业存入(亿) | 319.08 | 328.88 | 175.7 | 140.13 | 148.98 | 215.97 | 388.14 | 295.18 | 380.43 | 242 |
| 同业存入占比(%) | 8.86 | 9.49 | 5.74 | 5.28 | 6.44 | 9.89 | 19.36 | 16.42 | 25.01 | 21.44 |
| 借款总额(亿) | 1392.97 | 1199.7 | 1107.06 | 1010.04 | 885.86 | 874.68 | 745.47 | 443.07 | 185.19 | 152.78 |
| 借款总额占比(%) | 38.68 | 34.63 | 36.15 | 38.05 | 38.3 | 40.04 | 37.18 | 24.65 | 12.18 | 13.54 |
| 经营负债(亿) | 20.8 | 50.74 | 46.78 | 59.77 | 32.94 | 60.86 | 76.13 | 135.24 | 88.27 | 44.82 |
| 经营负债占比(%) | 0.58 | 1.46 | 1.53 | 2.25 | 1.42 | 2.79 | 3.8 | 7.53 | 5.8 | 3.97 |
| 总资产(亿) | 3906.64 | 3712.08 | 3294.95 | 2851.5 | 2468.68 | 2324.14 | 2128.07 | 1889.72 | 1603.2 | 1191.09 |
| 货币资金(亿) | 248.76 | 239.77 | 271.43 | 95.15 | 82.77 | 109.63 | 48.57 | 16.11 | 44.04 | 45 |
| 货币资金占比(%) | 6.37 | 6.46 | 8.24 | 3.34 | 3.35 | 4.72 | 2.28 | 0.85 | 2.75 | 3.78 |
| 客户贷款(亿) | 2097.01 | 2003.85 | 1753.51 | 1409.28 | 1084.8 | 833.57 | 605.74 | 483.85 | 358.76 | 262.41 |
| 客户贷款占比(%) | 53.68 | 53.98 | 53.22 | 49.42 | 43.94 | 35.87 | 28.46 | 25.6 | 22.38 | 22.03 |
| 买入返售(亿) | 112.22 | 160.8 | 6.59 | 111.07 | 87.66 | 5.1 | 23.45 | - | 41.56 | 168.31 |
| 买入返售占比(%) | 2.87 | 4.33 | 0.2 | 3.9 | 3.55 | 0.22 | 1.1 | - | 2.59 | 14.13 |
| 应收投资(亿) | - | - | - | - | - | 187.27 | 460.25 | 479.81 | 612.97 | 283.26 |
| 应收投资占比(%) | - | - | - | - | - | 8.06 | 21.63 | 25.39 | 38.23 | 23.78 |
| 其他投资(亿) | 709.12 | 628.66 | 584.11 | 602.4 | 521.6 | 868.66 | 748.21 | 673.27 | 322.29 | 230.41 |
| 其他投资占比(%) | 18.15 | 16.94 | 17.73 | 21.13 | 21.13 | 37.38 | 35.16 | 35.63 | 20.1 | 19.34 |
| 经营资产(亿) | 38.34 | 39.67 | 34.24 | 30.38 | 26.35 | 17.72 | 17.7 | 9.03 | 5.41 | 5.67 |
| 经营资产占比(%) | 0.98 | 1.07 | 1.04 | 1.07 | 1.07 | 0.76 | 0.83 | 0.48 | 0.34 | 0.48 |
| 营业收入(亿) | 56.03 | 58.95 | 53.16 | 55.56 | 45.09 | 41.86 | 36.86 | 36.18 | 32.15 | 23.05 |
| 营业收入增长率(%) | -4.96 | 10.9 | -4.32 | 23.2 | 7.73 | 13.57 | 1.88 | 12.54 | 39.46 | 49.87 |
| 净利息收入(亿) | 43.26 | 47.9 | 44.3 | 46.12 | 33.83 | 41.57 | 42.25 | 34.59 | 29.12 | 21.21 |
| 净利息收入占比(%) | 77.22 | 81.25 | 83.35 | 83.01 | 75.03 | 99.32 | 114.62 | 95.61 | 90.58 | 92.02 |
| 手续费及佣金净收入(亿) | 4.14 | 4.32 | 3.76 | 3.27 | 3.28 | 2.91 | 2.99 | 3.09 | 1.57 | 1.74 |
| 手续费及佣金净收入占比(%) | 7.39 | 7.32 | 7.07 | 5.89 | 7.27 | 6.96 | 8.1 | 8.55 | 4.89 | 7.55 |
| 业务及管理费用(亿) | 22.21 | 20.22 | 18.36 | 15.9 | 13.12 | 11.58 | 10.89 | 10.38 | 9.38 | 8.38 |
| 成本收入比(%) | 39.64 | 34.29 | 34.55 | 28.61 | 29.1 | 27.66 | 29.55 | 28.68 | 29.17 | 36.34 |
| 资产减值损失(亿) | 0.14 | 0.05 | 0.38 | 0.58 | 0.25 | 11.76 | 10.27 | 10.47 | 6.58 | 3.42 |
| 资产减值损失占比(%) | 0.25 | 0.08 | 0.72 | 1.05 | 0.54 | 28.1 | 27.86 | 28.95 | 20.48 | 14.82 |
| 净利润(亿) | 27.52 | 25.72 | 22.13 | 18.56 | 17.36 | 14.15 | 12.23 | 10.33 | 8.9 | 7.23 |
| 净利润增长率(%) | 7.03 | 16.21 | 19.23 | 6.88 | 22.69 | 15.73 | 18.39 | 16.07 | 23.1 | 39.11 |
| 资产收益率ROA(%) | 0.72 | 0.73 | 0.72 | 0.7 | 0.72 | 0.64 | 0.61 | 0.59 | 0.64 | 0.64 |
| 净资产收益率ROE(%) | 9.96 | 10.71 | 10.31 | 10.53 | 11.76 | 10.78 | 11.35 | 11.82 | 12.29 | 13.22 |